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E-commerce. E-commerce security

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Security measures for effective protection of e-commerce on the Internet should be implemented at several levels.

There is a particularly acute issue of its safety in era of rapid development of electronic commerce and trade on the Internet with the participation of relevant organizations.

Serious threat for the normal functioning of the economy is connected with the penetration of criminal elements in the system and the network of credit institutions and banks are computer crimes. Also this argument applies to e-commerce.

Security problems for business information in electronic business are voluminous, so the methods and technologies are saturated that it would be a program for specialized conferences. Information technology is one of the most important influences on the formation of modern society.

Security Levels

The e-commerce security depends on the development of appropriate legislation and other normative and technical documents. Evaluation of commercial security in the IT sector occupies a special place. Standardization will allow for comparative analysis and to assess.

Security measures for effective protection of commerce on the Internet should be implemented at four levels:

  •  in a legislative level;
  •  in a administrative level;
  •  in a procedural level;
  •  in a software and hardware levels.

A national regulatory framework has to be consistent with international practice at the present stage of economic development. National standards and certification standards are had to be brought into line with international levels of development of information technologies as well as with effective evaluation criteria to ensure the e-commerce security.

Fraud on the Internet

Unfortunately, the high level of fraud on the Internet is a deterrent to the development of all e-commerce. Consumers, trade and commercial organizations are afraid to use this technology because there is the risk of financial loss. Internet is used mainly as a conduit for information. Search for directories and databases Internet ends with purchase in 2% of cases.There are many types of fraud which affect on the e-commerce security. The main types are listed below.

Transactions and cashless payments. Fraudsters perform transactions using the card details. Actual data on the card are transmitted to the bank that leads to the devastation of the account.

Databases and personal correspondence. Criminals are break into customer information database of commercial enterprises or get an information by unauthorized access to personal correspondence of the buyer which are contained his personal data.

Shop-by-night. An internet shop exists within a short period of time. They are designed to raise funds for nonexistent customers’ products or services.

A false value and repeated forgiveness. The increase in cost of goods in relation to the alleged buyer price and re-debiting of customer accounts.

Shops spyware. Online shopping and trading agents are designed to collect data on the details of plastic cards and other personal information about the client.

Thus the e-commerce security is the main problem holding back the development of electronic commerce on the Internet as for customers as well for organizations.



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